If your personal life choices happen to line up with the interests of the beltway power brokers and their well-connected friends, you get the unfair advantages.

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And in the free-for-all, cafeteria food fight that is the stock market, how can you possibly get an edge against all those well-connected hedge funds, large institutions and the investment banks trading their own books of business?

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"You can plan all you want, but you can't get the same experience as with a well-connected guide, " says Kessler.

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