2006年引入新巴塞尔协定后，商业银行的最低资本充足率被提高到12%。

When the new Basel Accord is proposed in 2006, Chinese commercial banks are asked to raise the minimum capital ratio to 12%.

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偿付能力充足率即资本充足率，是指保险公司的实际资本与最低资本的比率。

The solvency ratio, i. e. the capital adequacy ratio, refers to the ratio between an insurance company's actual capital and the minimum capital.

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委员会上调银行业最低资本金要求至7%，而普通股要求自2%上调逾两倍至4.5%，资本金充足率因此额外上调了2.5%。

The committee raised the minimum capital requirements for Banks to 7%. The common equity requirement has more than doubled from 2% to 4.5% with an additional 2.5% capital conservation buffer.

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委员会上调银行业最低资本金要求至7%，而普通股要求自2%上调逾两倍至4.5%，资本金充足率因此额外上调了2.5%。

The committee raised the minimum capital requirements for Banks to 7%. The common equity requirement has more than doubled from 2% to 4.5% with an additional 2.5% capital conservation buffer.

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