It has been successfully applied to a broad range of knowledge acquisitions from diagnose medical to assess to credit risk of loan applicant.
目前已被成功地应用于医疗诊断、贷款申请中的信用风险评估等多领域的自动知识获取中。
Loan is the major business of commercial Banks in China and credit rating is the most important way to identify, measure and control the credit risk of loan in commercial Banks.
在我国现阶段，商业银行开展的业务主要是贷款业务。信用等级是识别、度量和控制贷款的信用风险的重要参数。
After a period of record new loan creation, issuance is easing as the front-loading of new lending runs its course and Banks become more mindful of credit risk.
在创纪录的信用创造之后，随着前期新增贷款进入运行轨道和银行更加注重信用风险，放贷将渐趋缓和。
The conventional methods of managing credit risk, such as diversification, bank loan sales, and asset securitisation, offer only a partial solution to controlling credit risk exposure.
传统的信用风险管理办法，例如分散化，银行贷款出售和资产证券化，只提供了控制信用风险暴露的部分办法。
Credit default swaps, he points out, simply allow lenders to offload the risk of a default on a loan to someone else who, for a price, is willing to take on this risk.
他指出，信用违约交换，简单地讲，就是让贷款人卸下贷款的违约风险，转移给一个愿意以某种价格承担这项风险的人。
With the development of the consumptive credit loan, commercial Banks have to focus on how to avoid personal credit risk and improve efficiency for more profit.
在大力发展消费信贷以求增加利润时，如何规避个人信用风险已成为商业银行关注的焦点。
But because of the shortage of personal credit system, it must have the risk countermeasure to grantee the loan.
但由于个人信用制度的短缺，我国助学贷款的顺利发放还需要有有效的风险防范机制。
The term sub prime refers to the credit quality of particular borrowers, who have weakened credit histories and a greater risk of loan default than prime borrowers.
术语“次级”指的是特殊的贷款者的信贷品质。他们有不良信贷的史例并且比初级贷款者拖欠贷款的风险更高。
Carrying out the credit insurance of bank loan can reduce the credit risk of bank effectively and provide more business for insurance.
开展银行贷款信用保险可有效防范银行信用风险，并为保险业提供更广阔的业务空间。
Credit risk evaluation is the basic work of commercial bank's credit risk management, which goal is to analyze the credit risk of the bank in provides a loan, and support the decision of the loan.
信用风险是商业银行信贷风险管理中一项基础性的工作，其目的在于分析银行在贷款业务中可能面临的信用风险，从而为贷款决策提供依据。
Credit risks of commercial Banks include floating risk, investment risk and loan risk.
商业银行的信用风险包括流动性风险、投资风险及信贷风险。
Determining certain interest rate and loan to value ratio (LTV) can make creditors mitigate credit risk, which comes from the price risk and liquidity risk of collateral in inventory pledge loan.
存货抵押贷款中，信用风险主要来源于抵押物价格和流动性风险，信贷人确定适当的利率和贷款价值比能够有效缓释信用风险。
It may not only benefit for the improvement of credit risk management in Banks, but also can reduce the revenue risk in loan.
这有利于银行提高信用风险管理水平，降低银行在信贷过程中的收益风险不对称。
How to draw lessons from the credit risk management method of the advanced Banks, promote the management level of loan credit risk of the city commercial Banks, is a arduous mission that we face.
如何借鉴国际银行界先进的信用风险管理方法并运用于我国城市商业银行的风险管理，提升我国城市商业银行的贷款信用风险管理水平，是我们面临的艰巨任务。
The loan risk of bank has directly relation to the enterprise and company's actual strength, benefit and credit and so on.
企业的实力、效益及信用等直接关系到对它提供贷款银行的风险。
The funds of bank credit loan account for high proportion in road construction, therefore facing larger risk of returning loan.
银行信贷资金在公路建设中占有较高比重，因而面临较大的还贷风险。
Both sites look at potential borrowers' credit histories and other factors and assign them risk scores, which are then used to decide the interest rate of the loan.
这两个网站都关注潜在借款人的信用历史及其他因素，并对他们进行风险评分，再以此来决定贷款的利率。
Finally, through constructing credit risk evaluating system of individual housing loan, the practicality of these methods was proved.
最后，通过个人住房贷款信用风险评估体系的建立验证了这些方法的实用性。
How to fully accurate reflect default dependence in loan portfolio credit risk measurement, is the the focal point of current academic research and practical applications.
如何在贷款组合信用风险度量中充分准确的反映违约依赖性，是当前学术研究和实践应用中的重要问题之一。
The current common practice in managing credit-risk in commercial Banks worldwide is to set limit on the risks of single loans so that the total risks of a bank's loan portfolios can be controlled.
目前国内外商业银行的信贷风险管理模式一般是通过控制单笔贷款的风险实现的，但单笔贷款的最优并不意味着银行贷款总体的最优。
The example that the improvement of the loan approval process prevents the credit risk demonstrated that it is effective to fulfill the banking corporate governance.
建设银行审批体制的改进有效遏制了信用风险的增长则从另外一个角度证明银行治理对信用风险的重要作用。
The article argues that granting students loans by social security cards from social security fund can radically solve the dilemma of students' credit squeeze and the student loan risk control.
利用社保基金，通过社保卡向贫困大学生提供助学贷款，能够从根本上解决大学生贷款难和风险控制问题。
The lower quality and highly bad loan of credit assets in the commercial bank of our country has became the most hidden trouble of financial risk.
我国商业银行信贷资产质量低下，不良贷款比率高，已经成为我国金融风险的最大隐患。
For bank the credit risk management have two aspects. One is to manage the default of single borrowers and the other is to manage risk of the whole bank, which takes lots of loan as one portfolio.
对银行来讲，信用风险管理有两个层次，第一个层次是对单个贷款者的违约风险管理，第二个层次是整个银行的经营风险管理，把诸多的笔贷款看成一个组合。
The credit evaluation is the basis of the loan risk management in Commercial Bank.
企业信用评价是商业银行贷款风险管理的重要基础。
Finally, some measures are suggested to improve the exterior environment of credit risk management of commercial Banks' individual housing loan.
最后提出了改善商业银行个人住房贷款信用风险管理外部环境的对策。
Finally, some measures are suggested to improve the exterior environment of credit risk management of commercial Banks' individual housing loan.
最后提出了改善商业银行个人住房贷款信用风险管理外部环境的对策。
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