We, the insured, and the underwriter are both required to a duty of utmost good faith.

我们，投保人，跟保险商都有责任与对方最大诚信原则。

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It tells us the problems of the duty of information disclosure and its breach and the exemption of insured liability.

主要涉及告知义务的主体、告知的范围和内容、告知的时间和方式及违反告知义务的后果等问题。

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Some scholars propose that the legal effect of the contract should be decided by whether the insured is out of good will or bad will, or whether the insured has carried out duty of notification.

学者建议引入善恶意区分规则，依据投保人的主观心态确定重复保险系善意或者恶意，台湾地区将通知义务作为区分善恶意的标准。

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Some scholars propose that the legal effect of the contract should be decided by whether the insured is out of good will or bad will, or whether the insured has carried out duty of notification.

学者建议引入善恶意区分规则，依据投保人的主观心态确定重复保险系善意或者恶意，台湾地区将通知义务作为区分善恶意的标准。

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