There are two types of home equity loans.
有两种类型的住宅贷款。
Bad credit home equity loans can be used fittingly for the purpose of home improvement.
不良信贷资产置贷款，可以用恰当的目的家居改善。
Number of points paid to for this loan. Points are usually only paid for home equity loans.
贷款的点费﹐点费通常用于支付房屋净值贷款。
Credit unions offer car loans, home equity loans, and other types of loans at highly competitive rates.
合作社为客户提供车贷房贷和其他贷款，利率却不高。
The prime lending rate is used to peg rates on home equity loans, certain credit CARDS and other consumer loans.
优惠的贷款利率将与房屋抵押贷款挂钩，尤其是信用卡和其他消费贷款。
That would mean rates on certain credit CARDS, home equity loans, some adjustable-rate mortgages and other consumer loans would stay at their lowest point in decades.
这意味着信用卡、房屋抵押贷款、可变利率抵押贷款和其他消费贷款的利率将维持在数十年来的最低水平。
Then, not long after, they often borrowed even more money, using the company’s assets as collateral — just like home buyers who took out home equity loans on top of their first mortgages.
这样不用过多久他们就可以利用公司资产做抵押来借更多的钱----就像买房时拿出住宅股权贷款做为首要抵押一样。
Many small businesses are seen heading for trouble because they used home equity loans to fund their businesses during the housing boom, saddling themselves with too much debt in the process.
许多小型企业看到标题就头痛。因为他们用房屋净值贷款，以资助其业务在房市繁荣，在这期间强加诸自己很多债务。
Complicating matters, investors in complex mortgage-linked securities, who make money based on interest payments, could still balk, especially those who hold second mortgages or home equity loans.
令事情变得复杂的是，复杂的抵押贷款挂钩证券的投资者，那些靠支付利息赚钱的人，可能还在犹豫，尤其是那些持有第二抵押贷款或房屋净值贷款的投资者。
The unit also refinances mortgages and makes home-equity loans.
该部门也再融资抵押贷款和家庭资产贷款。
We’ll also see much higher default rates on car loans, credit card debt, and other forms of consumer debt, because homeowners can no longer draw on their home equity to pay other debt.
在汽车借贷中,我们也看到了更高的拖延费用,信用卡债务,以及其他形式的消费债务,因为私房所有者不再能够利用房子的净值去偿还其他的债务。
Dealers reckon that before the crisis a third of new cars in California were bought with home-equity loans.
交易商认为，在金融危机之前加州三分之一的新车都是用住房贷款购买的。
Two big negatives were identified: Job losses and, for many borrowers, a sharply reduced ability to use home-equity loans to pay off more expensive card balances.
他们找到了支持这个观点的两大负面因素：一是失业，二是很多借款人利用物业套现贷款来偿还高利率信用卡贷款的能力大大降低。
His bank has problems of its own, to be sure, such as a bulging book of toxic home-equity loans.
当然，摩根也有自己的问题，例如越来越多的不良住房权益贷款。
Interest rates on home-equity loans and lines of credit are far lower than those on credit cards, though most banks now make you jump through more hoops to get them.
虽然如今银行手续麻烦，但房贷的利率和对信用额度的限制都比信用卡低得多。
But a growing minority of loans look very different, with weak borrowers, adjustable rates and little, or no, cushion of home equity.
但少数看起来截然不同的贷款数量却在增加，这些贷款的特点是低收入借款人和可调利率，房产价值方面也几乎或根本没有带来任何的补偿。
If you have equity in your home, you will want to use it to consolidate your loans if possible.
如果你有你的股权，在家里，你会想利用它来巩固您如果可能的贷款。
The ABX Home Equity 06-2 index, whose price reflects the market's view of bonds rated BBB-minus backed by subprime loans made earlier this year, has fallen sharply since mid-November (see chart).
11月中旬以来，ABX 住宅资产06-2指数大幅下跌，该指数反映了市场对以今年初发放的次优房款作支持的BBB- 级别债券的看法。
As long as house prices are falling, not rising, home-equity loans will be harder to get.
只要住房价格下跌，而不是上升，那些用住房抵押的贷款将越来越难以获得。
It's unclear how many of Wells Fargo's home equity losses stemmed from piggyback loans.
还不清楚这种贷款富国银行的住房抵押资产带来多少损失。
We'll also see much higher default rates on car loans, credit card debt, and other forms of consumer debt, because homeowners can no longer draw on their home equity to pay other debt.
在汽车借贷中，我们也看到了更高的拖延费用，信用卡债务，以及其他方法的消费债务，因为私房所有者不再能够利用房子的净值赴偿还其他的债务。
The two most common loans types, home equity and personal, differ in fees, rates and tax deductibility of interest.
最常见的是房屋净值和个人贷款﹐二者费用﹐利率和抵税情形不一。
Housing policy aims at boosting savings. Yet home-equity loans and "negative amortisation" mortgages boosted spending.
住房政策旨在推动储蓄，然而资产净值贷款和“负摊还贷款”则刺激了消费。
The downside is the 100% equity mortgage loans are similar to standard loans, since the buyer is placing his home up for collateral.
坏处是100%的股权抵押贷款类似贷款的标准，由于买方是把家里作抵押。
Yet home-equity loans and "negative amortization" mortgages boosted spending.
房屋证券贷款和消极的分期付款也起到了刺激消费的作用。
Yet home-equity loans and "negative amortization" mortgages boosted spending.
房屋证券贷款和消极的分期付款也起到了刺激消费的作用。
应用推荐