This is highly profitable business: Banco do Brasil's net interest margin on consumer lending is about 16 per cent, compared with about 6 per cent on business and agribusiness lending.
该业务的利润率非常高:巴西银行消费信贷的净息差约为16%,而工商企业与农业企业贷款的息差则约为6%。
Increasingly important in many countries is the part of the bank's income that comes from fees and commission rather than from the interest margin.
在许多国家中,来自手续费及佣金而不是来自利息差额的那部分银行收入已变得越来越重要。
Using this interest margin for risk-free arbitrage not only avoids financial risk but also takes full advantage of fund value, getting much higher profits than bank deposit rates.
利用国债现券与国债回购之间的利差进行无风险套利,既规避了金融风险,又充分利用了资金的使用价值,其收益远高于同期银行存款利率。
The average net interest margin for China's top five banks, has remained stable at around 2.6 percent over the last year.
数据显示中国五大行的去年净利息收益水平保持在2.6%左右。
'Net interest margin and asset quality are the key drivers for banks, ' said She Minhua, a Shanghai-based analyst at China Securities Co.
中信建投证券驻上海分析师佘闵华说,净息差和资产质量是银行重要的业绩增长动力;
UBS, an investment bank, calculates that even if a tenth of bank deposits flee to online products (a heroic assumption), it might cut the net interest margin at Banks by just 0.1%.
投行机构瑞银集团计算出,即使十分之一的银行存款流向互联网金融产品(一个极端假设),那么银行的净息差也仅仅减少0.1%。
Banks' net interest margin 7 - which measures the difference between what lenders pay for deposits and what they collect on loans - fell to the lowest on record in the second quarter at 2.27 per cent.
银行的净息差(银行为存款支付的利率和它们对贷款收取的利率之差)在第二季度降至2.27%的创纪录低点。
Banks' net interest margin 7 - which measures the difference between what lenders pay for deposits and what they collect on loans - fell to the lowest on record in the second quarter at 2.27 per cent.
银行的净息差(银行为存款支付的利率和它们对贷款收取的利率之差)在第二季度降至2.27%的创纪录低点。
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