The expected value principle to compute the pure premium, introducing risk factors into the bonus-malus system to calculate the posteriori premium of varied policy-holders.
用期望值原理构造推算纯保费，将年龄与性别作为风险因素引入最优奖惩系统，并推算不同类别保单组合的后验保费。
The expected value principle to compute the pure premium, introducing risk factors into the bonus-malus system to calculate the posteriori premium of varied policy-holders.
用期望值原理构造推算纯保费，将年龄与性别作为风险因素引入最优奖惩系统，并推算不同类别保单组合的后验保费。
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