By comparing two typical statistics methods of default rate, the article found a serious error in the statistics method that will impact on the precision of credit risk measurement.

对两种典型的坏帐率统计方法进行比较，发现传统的统计方法存在很大的误差，从而影响信用风险的测定精度。

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This paper firstly introduces the traditional methods and measurement means of the credit risk management, and then points out their shortcomings, paving the way to the credit derivatives.

本文首先介绍了信用风险管理的传统方法、度量手段及影响，然后指出其不足之处并引出信用衍生产品。

youdao

This paper firstly introduces the traditional methods and measurement means of the credit risk management, and then points out their shortcomings, paving the way to the credit derivatives.

本文首先介绍了信用风险管理的传统方法、度量手段及影响，然后指出其不足之处并引出信用衍生产品。

youdao