The paper analyses the cause of the individual housing loan risk, and offers related counter measures.
本文详细分析了银行个人住房贷款风险的成因，并在此基础上提出了相应的防范与化解对策。
Section two: the risks prevention system of individual housing loan and the individual credit reporting system.
第二部分——个人住房抵押贷款风险防范与个人信用征信制度。
Simultaneously it alarms China whose house prices are increasing fast and whose individual housing loan scale is going to be huge.
同时它也为房价高速增长、个人住房贷款规模日益庞大的中国敲响了警钟。
Finally, through constructing credit risk evaluating system of individual housing loan, the practicality of these methods was proved.
最后，通过个人住房贷款信用风险评估体系的建立验证了这些方法的实用性。
Finally, some measures are suggested to improve the exterior environment of credit risk management of commercial Banks' individual housing loan.
最后提出了改善商业银行个人住房贷款信用风险管理外部环境的对策。
When house consuming becomes hotspot, the real estate finance also transfers its center from development loan to individual housing loan gradually.
当住房消费成为新的消费热点后，房地产金融业务的重心也逐渐从房地产开发贷款向个人住房贷款业务转移。
From real estate development loan to the individual housing loans, Banks provide a stronger credit support, Because of this policy of support to make our real estate prices rising.
从房地产开发贷款到个人住房贷款，银行都提供了强有力的信贷支持，正是有了这种政策的支持才使我国的房地产价格不断攀升。
Individual housing mortgage loan is gradually becoming a good choice to buy houses for families.
个人住房抵押贷款已逐渐成为个人买房的必由选择。
By nowadays, individual housing mortgage loan has become a new increasing point, which helps to promote consumptions, boost economy, regulate Banks' loan structure and bring interest to Banks.
当前，个人住房抵押贷款已成为促进消费、拉动经济，调整银行信贷结构，形成银行效益的新的增长点。
Individual consumption loan is a credit loan service provided by Banks and other financial institutions in order to meet the needs of housing of the citizens.
个人住房消费信贷是银行等金融机构为满足居民购买住房的需求而提供的信用贷款服务。
This article mainly through study carefully for individual housing credit risk of our commercial bank loan, sums up some suggestion in the prevention of personal housing loan credit risks.
本文主要是通过对我国商业银行个人住房贷款信用风险的仔细研究，总结出防范个人住房贷款信用风险的一些议建。
This article mainly through study carefully for individual housing credit risk of our commercial bank loan, sums up some suggestion in the prevention of personal housing loan credit risks.
本文主要是通过对我国商业银行个人住房贷款信用风险的仔细研究，总结出防范个人住房贷款信用风险的一些议建。
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