In America,the traditional way to finance a home purchase is with a thirty-year, fixed-rate mortgage loan.

VOA: special.2011.01.24

By the end of March, twelve percent of homeowners with a mortgage were late on loan payments or in the process of losing their home.

VOA: special.2009.05.29

The goal is to try to restructure his loan to keep his mortgage payments to within 31 percent of his income.

VOA: standard.2010.02.17