He says reporting in the former Soviet Union can be an occupational hazard.
VOA: standard.2009.11.02
This is an interesting question: do they solve the moral hazard and adverse selection problem as well as banks do?
一个有意思的问题出现了,他们可以向银行那样,处理好道德风险以及逆向选择问题吗
In this scene Big Slim Hazard is an American type, just as Mississippi Gene is himself.
这一幕中细杆哈查德是个典型的美国人,就和密西西比的吉恩他自己一样。
Coalition forces say it is a stronghold for the Taliban, where they make many of the Improvised Explosive Devices that are a daily hazard for troops and local Afghans.
VOA: standard.2010.08.04
Let me hazard a guess here.
我来推测一下吧
The problem with long-term risks, also, is that anything that we do to mitigate these risks creates moral hazard.
关乎长期风险的问题,我们要采取一切手段,减轻这些风险,带来的道德风险。
Some people think that the rating agencies have allowed a kind of moral hazard to creep into their organization.
有些人认为,信用评级机构,已经让某种程度的道德风险,渗透到他们的机构中
You have to exclude those causes that generate moral hazard problems for the insurance to work; otherwise, the whole system will fail.
你得将一些,有可能会产生道德风险的情况,排除在外;,否则,整个保险系统就失效了。
It does create moral hazard problems-- that's a problem with it, but that's something that we're learning about.
这会引发道德风险问题-,这是弊端所在,但这也正是我们要学习研究的。
Moral hazard occurs when a risk management institution incentivizes you to do bad behavior-- to show bad behavior.
道德风险产生于,风险管理机构怂恿人们,采用有悖于道德与人性手段。
In other words, lower the amount insured below the actual value of the house to prevent moral hazard.
换句话说,将房屋的保险价值低估于其实际价值,以此来防范道德风险。
They have been working on improving their methods and they're trying to create divisions within their organizations that prevent the moral hazard from happening.
他们已经对技术进行改进,并且他们正尝试,在机构中划分部门,以便防范道德风险的发生
Those exclusions are carefully designed in regard to moral hazard and selection bias.
除外责任是考虑到道德风险和选择性偏差,而精心设计的
The classic example of moral hazard is with fire insurance.
道德风险的一个典型案例,就是火险。
And he's talking with Mississippi Gene. This is at the bottom of 26: There is something so indubitably reminiscent of Big Slim Hazard in Mississippi Gene's demeanor that I said, "Do you happen to have met a fellow called Big Slim Hazard somewhere?"
他在和密西西比的吉恩讲话,在26页下面:,现在,密西西比的吉恩的行为举止有些地方真切地,让我想起关于细杆的哈查德的往事,我问:“你是否在那里碰巧遇到过一个叫细杆哈查德的人“
That's moral hazard; but it's not unique to that, it's all over the place.
这就是道德风险;,并不仅仅是这一项,随处可见这个问题。
These are efforts to solve the moral hazard problem and to manage risks.
这些都是为了解决道德风险问题,和进行风险管理。
They have to contend with something called moral hazard, which is the risk that people will be affected by the fact that they're insured and do something bad.
保险公司必须应对道德风险的问题,也就是说,有些人可能会因为购买了保险,而动了歪念来骗取保费
I've got three main reasons, they're: adverse selection, moral hazard, and liquidity.
我总结出三个主要原因,分别是,逆向选择,道德风险,及流动性
He was dealing also with the moral hazard and adverse selection problem.
他当时也视图解决道德风险,以及逆向选择的问题
We have to then realize that there is a moral hazard problem.
我们还必须意识到,这里面存在着道德风险。
The other thing is moral hazard -this is that companies, once they borrow money from anybody, a bank or anyone else, they have an obligation, which is fixed in dollar terms.
另一个问题是道德风险,意思是说,一旦公司借了钱,无论是从银行还是其他渠道,他们就背负了一种义务,金钱的义务
But, the problem they hit is moral hazard.
但他们遭遇了道德风险这一窘境。
So, he started to discover moral hazard.
于是欧文开始注意“道德风险“这一现象。
The moral hazard crept in because they said, hey we can borrow at a high rate.
业内悄然出现道德危机,因为他们说,我们可以提高存款利率
So, Sal is convinced--he wants to be convinced; he desperately wants to be convinced--that Mississippi Gene knows Big Slim Hazard. Let's look at another example on page 59.
所以萨尔信服了,他想要被说服;,他极其渴望被说服,很愿意相信吉恩,认识细杆哈查德,让我们来看59页上的例子。
The classic moral hazard problem is the problem that you give fire insurance on a house and someone burns down the house in order to collect the insurance.
有个经典的道德风险的例子就是,给一栋房子投保了火险,有人就可能会烧了这栋房子,以获得保险赔付
I don't know these things personally, but it's my understanding that the whole structure is suffering some moral hazard problems and that they're evolving and trying to improve the institutions.
我没有亲身考察过,但我的理解是,这整个体系遭遇着道德风险的挑战,并且人们不断改进,尝试着改善机制。
.. It's not going to work, we're not going to enjoy-- something's wrong with that because it's going to create a moral hazard problem and we're not going to be as productive.
那样行不通,我们没法-,那样会产生麻烦,会产生道德风险,生产力也会下降。
When you manage risks, you create moral hazard.
当你试图管理风险时,就会产生道德风险。
应用推荐