• He says reporting in the former Soviet Union can be an occupational hazard.

    VOA: standard.2009.11.02

  • This is an interesting question: do they solve the moral hazard and adverse selection problem as well as banks do?

    一个有意思的问题出现了,他们可以向银行那样,处理好道德风险以及逆向选择问题吗

    耶鲁公开课 - 金融市场课程节选

  • In this scene Big Slim Hazard is an American type, just as Mississippi Gene is himself.

    这一幕中细杆哈查德是个典型的美国人,就和密西西比的吉恩他自己一样。

    耶鲁公开课 - 1945年后的美国小说课程节选

  • Coalition forces say it is a stronghold for the Taliban, where they make many of the Improvised Explosive Devices that are a daily hazard for troops and local Afghans.

    VOA: standard.2010.08.04

  • Let me hazard a guess here.

    我来推测一下吧

    耶鲁公开课 - 博弈论课程节选

  • The problem with long-term risks, also, is that anything that we do to mitigate these risks creates moral hazard.

    关乎长期风险的问题,我们要采取一切手段,减轻这些风险,带来的道德风险。

    耶鲁公开课 - 金融市场课程节选

  • Some people think that the rating agencies have allowed a kind of moral hazard to creep into their organization.

    有些人认为,信用评级机构,已经让某种程度的道德风险,渗透到他们的机构中

    耶鲁公开课 - 金融市场课程节选

  • You have to exclude those causes that generate moral hazard problems for the insurance to work; otherwise, the whole system will fail.

    你得将一些,有可能会产生道德风险的情况,排除在外;,否则,整个保险系统就失效了。

    耶鲁公开课 - 金融市场课程节选

  • It does create moral hazard problems-- that's a problem with it, but that's something that we're learning about.

    这会引发道德风险问题-,这是弊端所在,但这也正是我们要学习研究的。

    耶鲁公开课 - 金融市场课程节选

  • Moral hazard occurs when a risk management institution incentivizes you to do bad behavior-- to show bad behavior.

    道德风险产生于,风险管理机构怂恿人们,采用有悖于道德与人性手段。

    耶鲁公开课 - 金融市场课程节选

  • In other words, lower the amount insured below the actual value of the house to prevent moral hazard.

    换句话说,将房屋的保险价值低估于其实际价值,以此来防范道德风险。

    耶鲁公开课 - 金融市场课程节选

  • They have been working on improving their methods and they're trying to create divisions within their organizations that prevent the moral hazard from happening.

    他们已经对技术进行改进,并且他们正尝试,在机构中划分部门,以便防范道德风险的发生

    耶鲁公开课 - 金融市场课程节选

  • Those exclusions are carefully designed in regard to moral hazard and selection bias.

    除外责任是考虑到道德风险和选择性偏差,而精心设计的

    耶鲁公开课 - 金融市场课程节选

  • The classic example of moral hazard is with fire insurance.

    道德风险的一个典型案例,就是火险。

    耶鲁公开课 - 金融市场课程节选

  • And he's talking with Mississippi Gene. This is at the bottom of 26: There is something so indubitably reminiscent of Big Slim Hazard in Mississippi Gene's demeanor that I said, "Do you happen to have met a fellow called Big Slim Hazard somewhere?"

    他在和密西西比的吉恩讲话,在26页下面:,现在,密西西比的吉恩的行为举止有些地方真切地,让我想起关于细杆的哈查德的往事,我问:“你是否在那里碰巧遇到过一个叫细杆哈查德的人“

    耶鲁公开课 - 1945年后的美国小说课程节选

  • That's moral hazard; but it's not unique to that, it's all over the place.

    这就是道德风险;,并不仅仅是这一项,随处可见这个问题。

    耶鲁公开课 - 金融市场课程节选

  • These are efforts to solve the moral hazard problem and to manage risks.

    这些都是为了解决道德风险问题,和进行风险管理。

    耶鲁公开课 - 金融市场课程节选

  • They have to contend with something called moral hazard, which is the risk that people will be affected by the fact that they're insured and do something bad.

    保险公司必须应对道德风险的问题,也就是说,有些人可能会因为购买了保险,而动了歪念来骗取保费

    耶鲁公开课 - 金融市场课程节选

  • I've got three main reasons, they're: adverse selection, moral hazard, and liquidity.

    我总结出三个主要原因,分别是,逆向选择,道德风险,及流动性

    耶鲁公开课 - 金融市场课程节选

  • He was dealing also with the moral hazard and adverse selection problem.

    他当时也视图解决道德风险,以及逆向选择的问题

    耶鲁公开课 - 金融市场课程节选

  • We have to then realize that there is a moral hazard problem.

    我们还必须意识到,这里面存在着道德风险。

    耶鲁公开课 - 金融市场课程节选

  • The other thing is moral hazard -this is that companies, once they borrow money from anybody, a bank or anyone else, they have an obligation, which is fixed in dollar terms.

    另一个问题是道德风险,意思是说,一旦公司借了钱,无论是从银行还是其他渠道,他们就背负了一种义务,金钱的义务

    耶鲁公开课 - 金融市场课程节选

  • But, the problem they hit is moral hazard.

    但他们遭遇了道德风险这一窘境。

    耶鲁公开课 - 金融市场课程节选

  • So, he started to discover moral hazard.

    于是欧文开始注意“道德风险“这一现象。

    耶鲁公开课 - 金融市场课程节选

  • The moral hazard crept in because they said, hey we can borrow at a high rate.

    业内悄然出现道德危机,因为他们说,我们可以提高存款利率

    耶鲁公开课 - 金融市场课程节选

  • So, Sal is convinced--he wants to be convinced; he desperately wants to be convinced--that Mississippi Gene knows Big Slim Hazard. Let's look at another example on page 59.

    所以萨尔信服了,他想要被说服;,他极其渴望被说服,很愿意相信吉恩,认识细杆哈查德,让我们来看59页上的例子。

    耶鲁公开课 - 1945年后的美国小说课程节选

  • The classic moral hazard problem is the problem that you give fire insurance on a house and someone burns down the house in order to collect the insurance.

    有个经典的道德风险的例子就是,给一栋房子投保了火险,有人就可能会烧了这栋房子,以获得保险赔付

    耶鲁公开课 - 金融市场课程节选

  • I don't know these things personally, but it's my understanding that the whole structure is suffering some moral hazard problems and that they're evolving and trying to improve the institutions.

    我没有亲身考察过,但我的理解是,这整个体系遭遇着道德风险的挑战,并且人们不断改进,尝试着改善机制。

    耶鲁公开课 - 金融市场课程节选

  • .. It's not going to work, we're not going to enjoy-- something's wrong with that because it's going to create a moral hazard problem and we're not going to be as productive.

    那样行不通,我们没法-,那样会产生麻烦,会产生道德风险,生产力也会下降。

    耶鲁公开课 - 金融市场课程节选

  • When you manage risks, you create moral hazard.

    当你试图管理风险时,就会产生道德风险。

    耶鲁公开课 - 金融市场课程节选

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