He says reporting in the former Soviet Union can be an occupational hazard.

VOA: standard.2009.11.02

In other words, lower the amount insured below the actual value of the house to prevent moral hazard.

换句话说，将房屋的保险价值低估于其实际价值,以此来防范道德风险。

耶鲁公开课 - 金融市场课程节选

In this scene Big Slim Hazard is an American type, just as Mississippi Gene is himself.

这一幕中细杆哈查德是个典型的美国人，就和密西西比的吉恩他自己一样。

耶鲁公开课 - 1945年后的美国小说课程节选

The moral hazard crept in because they said, hey we can borrow at a high rate.

业内悄然出现道德危机,因为他们说,我们可以提高存款利率

耶鲁公开课 - 金融市场课程节选

Those exclusions are carefully designed in regard to moral hazard and selection bias.

除外责任是考虑到道德风险和选择性偏差,而精心设计的

耶鲁公开课 - 金融市场课程节选

The classic moral hazard problem is the problem that you give fire insurance on a house and someone burns down the house in order to collect the insurance.

有个经典的道德风险的例子就是,给一栋房子投保了火险,有人就可能会烧了这栋房子,以获得保险赔付

耶鲁公开课 - 金融市场课程节选

And he's talking with Mississippi Gene. This is at the bottom of 26: There is something so indubitably reminiscent of Big Slim Hazard in Mississippi Gene's demeanor that I said, "Do you happen to have met a fellow called Big Slim Hazard somewhere?"

他在和密西西比的吉恩讲话，在26页下面：,现在，密西西比的吉恩的行为举止有些地方真切地,让我想起关于细杆的哈查德的往事，我问：“你是否在那里碰巧遇到过一个叫细杆哈查德的人“

耶鲁公开课 - 1945年后的美国小说课程节选

I wanted to mention in this context, because I'm emphasizing how banks help solve the adverse selection and moral hazard problem -I wanted to mention briefly here also the rating agencies, which fulfill some of these functions.

我早就想在这段内容里讲讲这事了,因为我一直强调,银行是如何帮助解决逆向选择,以及道德风险问题的...,我还一直想在这里简要的提下,本应履行这些职能的那些信用评级机构

耶鲁公开课 - 金融市场课程节选

Non-obvious ideas were conceived of to solve these problems of long-term risks and to get around the psychological barriers imposed by framing biases and psychological biases, in order to allow people to actually manage the risk and to get around moral hazard.

解决方法需要被研究并发掘,来处理长期风险问题,避开由于框架效应,引起的心理障碍，能够使人们真正控制风险,规避道德风险。

耶鲁公开课 - 金融市场课程节选