Most insured workers get their coverage through their jobs.

VOA: special.2009.07.25

Or the insurance company could be a mutual insurance company, in which case the insurance company is owned by the insured.

保险公司也可以是互助保险公司,也就是保险公司的股东就是被保险人

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In other words, lower the amount insured below the actual value of the house to prevent moral hazard.

换句话说，将房屋的保险价值低估于其实际价值,以此来防范道德风险。

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And that causes a chain reaction, with fees rising for insured patients and insurance companies raising premiums on those they cover.

VOA: standard.2010.02.25

It has to have a contract design; that would be a document, which is a contract between the insured and the insurance company.

它必须有合同设计,那是一个文件,也就是被保险人和保险公司签订的合同

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Baker say the federal government can help hospitals like Fauquier by ensuring that as many people as possible are insured.

VOA: standard.2010.02.25

In order to devise an insurance contact that does this job, we have to have a contract between an insurance company and the insured.

要想设计一个保险合约,要想做这项工作，我们得在保险公司和,被保险人之间建立一个合约。

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Like over 85 percent of the population, the Geyersbach family is insured under Germany's public health system.

VOA: standard.2009.09.28

You talk to these people who were standing in front of the bank; the first question you'd ask them, aren't deposits insured in the U.K.

你去银行门前,与排队的人们交谈,先问他们,英国的存款

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"We have insured our Afghan partners that our engagement and our assistance will be enduring,".

VOA: standard.2009.12.08

Life insurance is--what it insures is a beneficiary against the death of an insured.

寿险公司针对被保险人的死亡,向受益人提供保险

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Now is the time to deliver on health care." The president said reform proposals which he estimates would cost would provide security and stability to the insured, and make it possible for tens of millions of Americans who are not to get affordable insurance through a proposed exchange system in which private companies would compete.

VOA: standard.2009.09.10

They have to contend with something called moral hazard, which is the risk that people will be affected by the fact that they're insured and do something bad.

保险公司必须应对道德风险的问题,也就是说,有些人可能会因为购买了保险,而动了歪念来骗取保费

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Lot's of investors won't buy a municipal bond unless it's insured.

如果市政债券没有投保,很多投资者是不会去购买的

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Actually, if you have more than $100,000 in a bank account you should probably pull it out and spread it around over several banks because each bank is separately insured, so there's effectively no limit if you're just a little bit smart and move your accounts around.

如果你的银行存款远不止10万,你最好把多余的取出,分别存入几家银行,因为每家银行都是独立保险的,因此不存在担保额度,只要你聪明一点,把存款分别存入几家银行

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They said, it's not going to work because you have to decide how much the house is insured for and then anybody--If you ever make a mistake and you insure it for too much, then the people who realize they've got one on the insurance company-- they've insured the house for more than it's worth-- they'll burn down their house and collect the money.

他们说，火险根本无法实施,因为你必须判断,这房子的保价是多少,一旦你出现了一些失误,保价评估得过高，那些意识到他们可能会从,保险公司赚利的人们-,即保险公司的保价高于房子的实际价值-,他们就会烧掉自己的房子来赚钱。

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