The deep global economic slowdown began in August 2007 when defaults in the U.S.home mortgage market caused financial markets to curtail lending.

VOA: standard.2009.03.24

So, the banks said, of course we'll do that; that created a major change in mortgage lending.

所以银行说,我们当然愿意这样,这是抵押贷款的一个巨大的变革

耶鲁公开课 - 金融市场课程节选

Saving and Loan Associations, by the way, no longer exclusively limit themselves to mortgage lending -either they do home improvement lending and auto loans and the like as well.

顺便提一下,储贷协会,现在也不仅限于发放抵押贷款,他们也发放住房装修贷款,及汽车消费贷款之类的

耶鲁公开课 - 金融市场课程节选