It can also be something that can be exploited by some not so nice people.

但同时,有些心术不正的人,也会利用这种心理特点

耶鲁公开课 - 金融市场课程节选

So, it's well-known and that can be exploited by people selling investments.

所以,众所周知,投资产品销售员可以充分利用这个原理

耶鲁公开课 - 金融市场课程节选