Why don't I lend some of it out and I can earn interest on the loan and make money.

为什么我不贷一部分出去呢,这样我就可以通过贷款赚利息了

耶鲁公开课 - 金融市场课程节选

At the end of the loan upon your payment of the principal and of sufficient additional interest, John Milton, Sr., the goldsmith, would return to you the gold that you had entrusted to him.

在贷款期限到期时，在你支付了本金,和额外的利息后，金匠约翰弥尔顿会把你托付,给他的金币还给你。

耶鲁公开课 - 弥尔顿课程节选

People can't pay --they can't pay a high interest if they don't have it as a long-term loan.

如果银行不发放长期贷款,他们就不能够支付高额利息

耶鲁公开课 - 金融市场课程节选

It pays interest on the deposit and it collects interest on the loans and it charges a higher interest on the loan than they pay on the deposit.

银行付给存款人利息,同时收取贷款利息,贷款的利息较高,支付给存款人的利息较低

耶鲁公开课 - 金融市场课程节选