If you're borrowing money for a business, you might want to open a store and you'd want to stock your merchandise and your business won't prosper for a couple years.

如果你是为了经营活动贷款,比如要开一家商铺,或者是要进货,或者你的生意在最初几年都要贴钱

耶鲁公开课 - 金融市场课程节选