Since the 1990s, we've seen a proliferation of new kinds of mortgages that especially are offered to low-income people by certain lenders.

从20世纪90年代,我们看到一种新型抵押贷款在快速发展,它由特定贷款人向低收入人群发放

耶鲁公开课 - 金融市场课程节选

Unfortunately, it didn't work very well because people started bickering in his town and the New Harmony became kind of a joke-- it was not a harmonious community.

但不幸的是，这座村落发展得并不顺利,矛盾争执丛生,新和谐村成了笑谈-,因为已经无谓和谐了。

耶鲁公开课 - 金融市场课程节选