This is highly profitable business: Banco do Brasil's net interest margin on consumer lending is about 16 per cent, compared with about 6 per cent on business and agribusiness lending.
该业务的利润率非常高：巴西银行消费信贷的净息差约为16%，而工商企业与农业企业贷款的息差则约为6%。
The average net interest margin for China's top five banks, has remained stable at around 2.6 percent over the last year.
数据显示中国五大行的去年净利息收益水平保持在2.6%左右。
UBS, an investment bank, calculates that even if a tenth of bank deposits flee to online products (a heroic assumption), it might cut the net interest margin at Banks by just 0.1%.
投行机构瑞银集团计算出，即使十分之一的银行存款流向互联网金融产品(一个极端假设)，那么银行的净息差也仅仅减少0.1%。
Banks' net interest margin 7 - which measures the difference between what lenders pay for deposits and what they collect on loans - fell to the lowest on record in the second quarter at 2.27 per cent.
银行的净息差(银行为存款支付的利率和它们对贷款收取的利率之差)在第二季度降至2.27%的创纪录低点。
'Net interest margin and asset quality are the key drivers for banks, ' said She Minhua, a Shanghai-based analyst at China Securities Co.
中信建投证券驻上海分析师佘闵华说，净息差和资产质量是银行重要的业绩增长动力；
'Net interest margin and asset quality are the key drivers for banks, ' said She Minhua, a Shanghai-based analyst at China Securities Co.
中信建投证券驻上海分析师佘闵华说，净息差和资产质量是银行重要的业绩增长动力；
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