Value of total assets, the CDB is China's fifth largest commercial bank.

以总资产值计算，国开行是内地第五大商业银行。

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So the study on commercial bank credit risk has great theoretical significance and practical value.

因此，研究信用风险问题有重大的理论和实践意义。

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So the study on commercial bank credit risk has great theoretical significance and practical value.

因此，研究信用风险问题有重大的理论和实践意义。

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