贷款服务机构可以是信贷资产证券化发起机构。
A loan servicer can be the originator of the securitization of credit assets.
购入受损信贷资产组合继续表现良好，超过预期。
Purchased credit-impaired (PCI) portfolios continued to perform better than original expectations.
不良信贷资产置贷款，可以用恰当的目的家居改善。
Bad credit home equity loans can be used fittingly for the purpose of home improvement.
信贷资产证券总是包括最廉价的资产以达到等级所需。
CDOs often include the cheapest assets that will achieve the required rating.
本文讨论的不良资产是指银行信贷资产中的不良资产。
In this dissertation, bad assets mean bad debts of bank loans.
信贷资产证券化不仅是一种经济现象，更是一个法律过程。
Securitization of credit assets is not only an economical phenomenon, but a legal process.
第四部分：国有商业银行信贷资产证券化的可行性分析。
Part four: Practicability analysis on assets securitization of state-owned commercial Banks.
这对探寻防范和控制银行信贷资产安全措施具有实践意义。
It is of practicable significance in the search of safety measures in effective prevention and administration of capital credit in the bank.
这些信贷资产被分割成一层一层的前线小卒，守卫着身后的国王和王后。
These credit pools are divided into frontline tranches of pawns that defended the Kings and queens.
这不仅会给银行信贷资产带来损失，也威胁到国家的金融安全。
This will not only bring losses to credit assets of Banks, but also threaten the national financial security.
教育信贷资产证券化的本质是债性合约与股性合约的分工与融合。
The essence of education credit asset-backed securitization is division and integration of debts contract and shares contract.
金融体系稳健运行，银行体系流动性和信贷资产质量保持在较好水平。
The financial system functioned well and the banking system kept its liquidity and credit asset quality at a healthy level.
证券化从诞生起就与银行紧密相关，银行信贷资产通过证券化得到优化。
Securitization, since its birth, is closely related to bank. Through securitization, the credit asset has been optimized.
与国外的银行比，我国银行信贷资产质量低下，风险过高已是不争的事实。
Compared with foreign Banks, the assets quality of bank credit is low and the risk is too high.
如何在扩大信贷规模的同时保证信贷资产质量是我国商业银行必须面对的严重挑战。
The commercial Banks of China have serious challenges how to expand the scale of credit loan while guaranteeing the quality of credit assets.
但是竞争仅依赖于机构网点的权力而不是资金运作的效率，或者信贷资产质量的升级。
But the competition relied only on the power of the institutional network instead of the efficiency of fund operation or the upgrade of the quality of credit assets.
信贷资产的存量盘活和增量优化是提高商业银行总资产的效益性与安全性的关键所在。
The utility of stock amount and optimization of incremental amount on credit assets are the keys to increase profitability and security of gross assets of commercial banks.
我国商业银行信贷资产质量低下，不良贷款比率高，已经成为我国金融风险的最大隐患。
The lower quality and highly bad loan of credit assets in the commercial bank of our country has became the most hidden trouble of financial risk.
我国对商业银行资产质量进行评估的一系列指标建立在信贷资产质量的五级分类基础之上。
The Five-class Classification of Loans is the base of the calculation of the series of indicators, which are used to evaluate the credit asset quality of the commercial banks.
目前我国信贷资产质量下降，商业银行制订正确的授信决策是防范贷款风险、提供收益的途径。
At present the quality of loaning assets is declining. A reasonable credit assigning strategy which commercial bank makes is the way to avoid loan risks and raise its incomes.
信贷资产的特殊性决定了其保险定价没有成熟的模型，只能对已有的方法进行一些变换来达到目的。
The particularity of credit asset determines that there is not any mature model to pricing the insurance strategy, the only way is to change the existing methods.
通过事前计提每笔信贷资产的风险成本，提出了基于风险调整后的资本收益率的信贷质量管理模式。
This paper has put forward a credit quality management mode based on risk adjusted return of capital through a beforehand estimate and drawing of risk cost of every credit capital.
五是本文所提出的信贷资产风险分类指标体系，方法简单易行、可操作性强，便于银行提高工作效率。
The credit assets risks classifying index system introduced in this thesis is easy to adopt and operate, thus it can improve the efficiency of bank easily.
论文的最后一部分主要论述了如何运用信息不对称理论来有效地防范信贷风险，高质量地管理信贷资产。
In the last part, how to avoid credit risks effectively and operate the credit property using the information asymmetric theory are mainly elaborated.
信贷资产的转出方应征得借款人同意方可进行信贷资产的转让，但原先签订的借款合同中另有约定的除外。
The transferor of a credit asset may transfer the credit asset only after obtaining the consent of the borrower, except as otherwise provided for in the originally signed loan contract.
信贷资产的转出方应征得借款人同意方可进行信贷资产的转让，但原先签订的借款合同中另有约定的除外。
The transferor of a credit asset may transfer the credit asset only after obtaining the consent of the borrower, except as otherwise provided for in the originally signed loan contract.
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