It's a whole life policy that gives the policyholder flexibility over the insurance premiums.
作为终身寿险的一种，它为投保人的保费提供了灵活性。
Another is China is a riskier place to offer life insurance because of less-than-healthy lifestyles, pollution and food scares, which are reflected in premiums.
还有一个原因是中国大陆对保险公司来说是个高风险的市场，因为中国人的生活方式不算太健康，还有空气污染和食物中毒等各种因素，所以有必要提高保费。
That is why older people pay higher premiums to take out a life insurance policy than do younger people.
这就是为什么老年人要比年轻人支付更多的保险费来参加人寿保险。
That is why older people pay higher premiums to take out a life insurance policy than do younger people.
这就是为什么老年人要比年轻人支付更多的保险费来参加人寿保险。
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