But as we've just learned in this crisis, a low debt-to-equity ratio doesn't offer any protection against a bank making a bad loan.
可是，我们在这次危机中也认识到，即使较低的债权比(杠杆率)也不能有效地避免银行的不良贷款。
The reality is that exporters are facing a minimum 5% bad-debt-to-sales ratio.
实际情况是，中国出口商的坏账对销售额比例至少为5%。
The reality is that exporters are facing a minimum 5% bad-debt-to-sales ratio.
实际情况是，中国出口商的坏账对销售额比例至少为5%。
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