Now, implementing the commercial bank of this policy is faced with the powerful pressure that reduces bad loan.
目前实施这项政策的商业银行面临着降低不良贷款的强大压力。
But as we've just learned in this crisis, a low debt-to-equity ratio doesn't offer any protection against a bank making a bad loan.
可是，我们在这次危机中也认识到，即使较低的债权比(杠杆率)也不能有效地避免银行的不良贷款。
For more minor ailments, bad loan books may be excised and the rest of the bank restored to health with a transfusion of new capital.
对于更微小的问题，切除坏账并通过新的资本注入方式银行的其他部门恢复健康。
It also reduced the bank's official bad loan ratio from 11.4 per cent when it bought in to about 0.6 per cent by the end of last year.
它还将该行的官方不良贷款比例，从买入时的11.4%，降至去年底的约0.6%。
There is the use of personal debt consolidation loan, the owner of the combined bad loans or credit based on the choice by households.
有运用个人债务合并贷款、房主的合并贷款或者坏信用贷款的选择根据借户的要求。
Deep development is to this explanation " one-time big equipment and batch of history are bad loan cancel after verification " bring about.
深发展对此的解释是“一次性的大额拨备与历史不良贷款核销”导致。
The lower quality and highly bad loan of credit assets in the commercial bank of our country has became the most hidden trouble of financial risk.
我国商业银行信贷资产质量低下，不良贷款比率高，已经成为我国金融风险的最大隐患。
Now, The level of our country commercial bank risk manage is widespread and lower, and the bad loan rate of whole bank system is higher, far higher than international warn line.
从当前我国银行信贷风险管理情况来看，我国商业银行风险管理水平普遍较低，整个银行体系不良贷款率偏高，远远高于国际警戒线。
In addition, the loan reviewer needs to have even more detailed customer data, like transaction history and customer credit information, in order to reduce the company's bad loan ratio.
此外，贷款复核人员需要更为详细的客户资料，如事务历史和客户信用信息，以降低公司的坏帐率。
However, the issues of bad loans and loan risk management that has been harassing ADBC for quite a long period present a "bottleneck" for the formation of modern bank system for ADBC.
但长期以来一直困扰农业发展银行的不良贷款以及贷款风险管理问题，在打造农业发展银行现代银行制度中形成“瓶颈”制约。
Risk profile and financial strength of Chinese four state-owned commercial Banks in terms of asset quality capital adequacy bad loan reserves and profitability are analyzed in systematic way.
对中国银行业风险状况主要从四大国有商业银行的资产质量、资本充足率、贷款呆帐准备金规模和盈利能力等几个方面展开了系统分析。
Risk profile and financial strength of Chinese four state-owned commercial Banks in terms of asset quality, capital adequacy, bad loan reserves and profitability are analyzed in systematic way.
对中国银行业风险状况主要从四大国有商业银行的资产质量、资本充足率、贷款呆帐准备金规模和盈利能力等几个方面展开了系统分析。
First, the article sees about the classification of loans, describing the five processes which arise bad loans in normal loan activities. and analyze the causes for our commercial bank bad assets.
首先，从考察贷款分类入手，描述了正常贷款生成不良贷款的五个区间过程，分析了我国商业银行不良资产的成因。
Therefore, the research on credit risk measurement based on IRB is practically significant for Chinese commercial banks to control their increasing bad loan and enhance the core competitive capacity.
因此，以IRB思想为指引研究商业银行的信用风险度量问题，对于控制中资商业银行不良贷款的增长，提升其核心竞争力具有现实的意义。
If their loan books go bad, the shareholders will have to stump up.
如果他们的借贷账册变坏，股东就要为此自掏腰包。
Citigroup's Horowitz forecast loan loss provisions and net charge-offs of bad debt at Bank of America will stay flat or improve modestly from the first quarter.
花旗集团分析师霍诺·维茨预测，美洲银行的贷款损失准备金和坏债净销帐将和上一季度持平，或有所改善。
If we look only at the LFGV loan category, and generously assume that all of the new bad debt provisions applied to LGFV loans, the results are striking.
假设我们只看LFGV贷款条目，而且慷慨地认为所有LGFV贷款项目的规定同样适用新的坏账的话，这个结果也是非常惊人的。
According to the new management method of canceling bad debts after verification for financing enterprises, cancel the loan losses of small-sized enterprises in time in accordance with the law.
按照新的金融企业呆坏账核销管理办法，对小企业贷款损失依法及时核销。
For example, Bank of China has roughly the same size of loan book as JPMorgan Chase or Citigroup, but only around half the level of bad-debt reserves.
例如，中国银行的贷款总额大致相当于摩根大通或花旗集团，但坏账储备金只有大约一半。
Italy's biggest bank said third-quarter profit declined 15 percent after lower trading income outweighed a drop in bad-loan provisions.
意大利联合信贷银行公布第三季度利润减少15%，交易收入减下降抵消了坏账准备金减少的影响。
We have a bad moment for maybe two or three months, "said Adebayor, who is on loan at Real Madrid."
“有两到三个月中我们关系很差，”阿德巴约说，“如果我回去，我们需要像男人一样坐下来解决这个问题。”
Unemployment is at 20%, and bad-loan charges are rising.
失业率为20%，不良贷款率在上升。
To ensure that good money was not thrown after bad, any loan would need to have conditions attached.
为保证“善款”不被“恶用”，任何贷款均需附加条件。
Third, establishes the special bad assets recovery department to concentrate the cleaning up handling non-performing loan.
第三，成立专门的不良资产清收部门集中清理处置不良贷款。
Perhaps mindful that it could do without more bad publicity of the “vampire squid” sort, it renegotiated the terms of a loan facility that would have triggered a $1 billion payment if CIT went bust.
或许人们能注意到，在没有更多的诸如“吸血鬼鱿鱼”这样的负面宣传的情况下，Goldman Sachs是可以做成功的。 Goldman Sachs重新商议了一项贷款安排，如果CIT破产了，这项新的贷款安排将引发10亿美元的付款条件。
Perhaps mindful that it could do without more bad publicity of the “vampire squid” sort, it renegotiated the terms of a loan facility that would have triggered a $1 billion payment if CIT went bust.
或许人们能注意到，在没有更多的诸如“吸血鬼鱿鱼”这样的负面宣传的情况下，Goldman Sachs是可以做成功的。 Goldman Sachs重新商议了一项贷款安排，如果CIT破产了，这项新的贷款安排将引发10亿美元的付款条件。
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