In addition, the loan reviewer needs to have even more detailed customer data, like transaction history and customer credit information, in order to reduce the company's bad loan ratio.
此外，贷款复核人员需要更为详细的客户资料，如事务历史和客户信用信息，以降低公司的坏帐率。
Therefore, the research on credit risk measurement based on IRB is practically significant for Chinese commercial banks to control their increasing bad loan and enhance the core competitive capacity.
因此，以IRB思想为指引研究商业银行的信用风险度量问题，对于控制中资商业银行不良贷款的增长，提升其核心竞争力具有现实的意义。
Risk profile and financial strength of Chinese four state-owned commercial Banks in terms of asset quality capital adequacy bad loan reserves and profitability are analyzed in systematic way.
对中国银行业风险状况主要从四大国有商业银行的资产质量、资本充足率、贷款呆帐准备金规模和盈利能力等几个方面展开了系统分析。
Risk profile and financial strength of Chinese four state-owned commercial Banks in terms of asset quality, capital adequacy, bad loan reserves and profitability are analyzed in systematic way.
对中国银行业风险状况主要从四大国有商业银行的资产质量、资本充足率、贷款呆帐准备金规模和盈利能力等几个方面展开了系统分析。
The outsiders did most damage by causing local banks' non-interest income to decline and their bad-loan provisions to rise.
外来银行造成本地银行的非利息收入降低，坏帐准备增加。本地银行遭受的大部分损失，都可以归因于此。
He also participated in dealing with legal issues of the Debt-equity exchange project, Packing-transfer of bad-loan project, Debt-reconstruction project.
在商业银行不良资产处置方面，他曾参与过债转股项目、不良资产打包转让项目、债务重组项目相关法律事务的处理。
Unemployment is at 20%, and bad-loan charges are rising.
失业率为20%，不良贷款率在上升。
The result: hundreds of half-finished grey concrete hulks that added hugely to the banking system's bad-loan burden.
结果是：留下成千上百个半拉子灰色的钢筋水泥壳，而这沉重地加大了银行体系不良贷款的负担。
The result: hundreds of half-finished grey concrete hulks that added hugely to the banking system's bad-loan burden.
结果是：留下成千上百个半拉子灰色的钢筋水泥壳，而这沉重地加大了银行体系不良贷款的负担。
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