• In addition, only collateral value of assets has significant influence on the long term debt ratio, and the influence direction is positive.

    另外,对长期负债率产生显著影响的只有资产担保价值一项,且其影响方向为正向。

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  • It is shown that, when both the high-risk type and the low-risk type provide the equal collateral value to the bank, their loan interest rates are also equal.

    指出了在此模型下,当两类企业向银行提供等值的抵押品时,高、低风险企业的利率也相同。

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  • Growth rate, size, collateral value and the capacity to generate internal resources, does not have any great impact on capitalization choices of Chinese pharmaceutical firms.

    成长性、规模、资产担保价值和产生内部资源的能力,对中国医药制造行业上市公司资本结构的影响不大。

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  • We point out, when collateral as borrower's risky types loses efficacy in order to avoid credit risk, Banks claim special requirements to collateral value that entrepreneurs provide.

    指出了在模型之下,当抵押品作为鉴别企业风险类型的手段失效时,为规避信贷风险,银行对企业提供的抵押品价值将有特殊的要求。

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  • Indebted investors are also being forced by their Banks to sell as falling prices reduce the value of their collateral.

    随着其在银行抵押品价值的缩水,借贷的投资者同样被银行强迫卖出自己手中的货币。

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  • Falling prices erode the value of collateral, tightening credit and depressing demand.

    房价下降拉低抵押品价值,信用紧缩,需求下降。

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  • But now the volume of real-estate sales is falling, and so, too, is the value of the land used as collateral.

    但是现在房地产销售量正在下降,于是,作为抵押品的土地价值也随之下降了。

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  • As the underlying collateral declines in value and incomes shrink, the real burden of debt rises.

    随着潜在的抵押品价值减少和收入缩水,真正的债务负担开始上升。

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  • The value of collateral falls, making banks even more reluctant to lend.

    抵押品价值缩水,这使得银行出借更为勉强。

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  • This raises the value of the collateral against which borrowing is secured. It then becomes easier to borrow to buy homes, which pushes prices even higher.

    作为贷款担保的抵押品的价格也随之上涨,使得贷款买房变得更加容易,从而再次促使房价上升。

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  • This may involve higher margin payments or a bigger "haircut" shaved off the value of assets pledged as collateral.

    这会包括较高保证金,或是在抵押品打折时“大砍一刀”。

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  • More people bought houses, increasing their prices. This boosted the value of the collateral on banks’ balance sheets, encouraging them to lend more.

    因此,越来越多的人贷款自购住宅,使房地产价格不断攀升,从而推动了银行资产负债表上抵押物的价值激增,这种增长鼓励了银行把更多的钱借出去。

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  • People can’t or won’t borrow because the value of their collateral—in particular, houses—has fallen.

    因为抵押品——尤其是住房——贬值,人们就要么无法贷款,要么不愿贷款。

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  • They complain that moneylenders advance only a fraction of the item’s value. And, with an interest rate of 30% a month, they can rarely afford to redeem their collateral.

    他们抱怨贷款人仅预先支付了一小部分典当物的钱,每月还收30%利息,这使他们几乎不能赎回抵押物品。

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  • But when they hear that their collateral is dropping in value, they demand their money bank.

    但是,当他们得知质押物正在贬值时,他们就会要求换回资金。

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  • There are lots of costs, so you want to have a loan-to-value ratio, which is sufficiently low, that the collateral will cover the value of the loan.

    那是一大笔开销,因此你要设定一个足够低的,贷款价值比率,使得抵押物价值能够为贷款提供保障

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  • The situation was never ideal, but it worked as long as the value of their collateral — their homes — kept rising.

    这种状况并不理想,但只要他们的房产保持升值,这条路子还是行得通。

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  • But Goldman had nonetheless taken the usual step of requiring AIG to post collateral nightly against any deterioration in the market value of the guaranteed assets.

    但高盛依然采取了惯常的举措,要求AIG为其所担保资产的市值下滑拿出隔夜抵押品。

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  • As house prices increase, the collateral rises in value and the Banks are willing to lend more.

    房价上涨,抵押品升值,从而银行愿意借出更多的钱。

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  • Against that, the black-money crackdown will probably dent (or worse) already-fragile property prices, especially in big cities—and so the value of the collateral the banks lend against.

    相反地,对黑钱的取缔将可能会降低岌岌可危的房价,特别是在大城市,以及削弱银行借贷抵押品的价值。

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  • Lenders want bigger down payments to protect against the falling value of collateral.

    贷款方希望购房者首付更多好抵御抵押价值下降。

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  • Property in order to achieve the transfer of property value and the value of the collateral reasonable transfer system is designed to effectively promote the circulation of collateral.

    财产流转方能实现财产的保值和增值,合理的抵押物转让制度的设计可有效地促进抵押物的流转。

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  • Increases in the volatility of the value of the collateral, interest rate, and dividend rate of the collateral independently depress the loan supply.

    抵押资产价值的波动率、利率、分红率的增加能分别降低贷款的供给。最后以个人住房抵押贷款为例对上述结论进行了解释。

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  • Increases in the volatility of the value of the collateral, interest rate, and dividend rate of the collateral independently depress the loan supply.

    抵押资产价值的波动率、利率、分红率的增加能分别降低贷款的供给。最后以个人住房抵押贷款为例对上述结论进行了解释。

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