This paper investigates the credit scoring accuracy of three naive Bayesian classifier models.
论文研究了三种朴素贝叶斯分类器信用评估模型的精度。
Experimental results show that the model of credit scoring built by the algorithm is compact, comprehensible and accurate.
实验结果显示，该算法建立的客户信用度评分模型简洁、易懂和准确率高。
Results demonstrate that the Bayesian network classifiers based on MOR are able to reduce effectively the credit scoring risk.
结果表明，基于MOR的贝叶斯网络分类模型可以有效地减小信用评估风险。
This series of blog posts tries to cover the theory behind credit scoring and models typically used in consumer lending domain.
本系列博文将针对消费贷款领域的信用评分及其模型进行相关研究探讨。
The application of data mining classification techniques in credit scoring involves the process of building and selecting optimal models.
运用数据挖掘分类技术于信用评分问题包括一个建立模型以及选择最优模型的过程。
The internet giants Alibaba, Tencent and Baidu are developing credit scoring systems based on users' online transactions and search histories.
互联网巨头阿里巴巴、腾讯和百度正在研发以用户的线上交易和搜索历史记录为基础的信用评分系统。
Reducing risk: Sophisticated credit scoring systems have reduced the risks of default and foreclosure while enabling the expanded use of automated underwriting systems.
降低风险：复杂的信用评分体系已降低了违约风险和丧失赎取权的风险，而同时可扩大自动保险系统的使用。
Different support vector classification and regression predict models are constructed and applied to the solution of the customer classification, credit scoring, business prediction and so on.
通过建立不同类型的支持向量模型，解决了包括客户群体分类、信用评估、客户盈利能力预测等客户分析领域的众多复杂问题。
We've identified several services offered by other systems in the bank -- CRM, Product Information… And we will also capitalize on the bank's relationship with our third-party credit scoring provider.
我们已经确定了银行中其他系统提供的几个服务——CRM、产品信息……。 我们还将利用银行与我们的第三方信用评级提供商的关系。
Credit risk is the main risk taken by commercial Banks. Credit risk measurement models include Expert Judgment, Credit Scoring, Neural Network Analysis as well as Modern Default Probability model.
信用风险是商业银行面临的主要风险，信用风险的度量模型有专家判断法、信用评分法、神经网络分析法以及现代违约概率模型等。
They tweaked the credit-scoring software of a microfinance firm so that only a random subset of people with marginal credit histories were accepted as clients.
他们对一家小额贷款公司的信用评分软件进行了调整，只有那些只有少量信贷历史的人可以作为贷款对象。
The software can, for example, assign a customised scoring algorithm to each credit card, depending on its normal usage patterns.
例如，软件能给每张信用卡分配特定的计分算法，根据该信用卡通常的消费方式来计分。
Ali-loan does not charge for its credit-scoring service for business borrowers, and says it has no plans to.
阿里贷款目前对于信用评分并不收费，并且声称未来也无收费计划。
All credit to him because he's taken on more responsibility up top and not only is he scoring goals, he's creating them for others.
对他怎么夸都不过，因为他承担了更多责任，不仅是进球。他还为其他人制造机会。
In credit risk management, internal and external data is required for scoring purposes, for preventive measures during the credit monitoring process and to prioritize recovery efforts.
在信贷风险管理方面，外部和内部数据都需要用于评分系统，贷后监管流程中的预防性措施设定，以及对追收工作进行优先重点排序。
Unlike applicant scoring that can use static credit models, behavioral and profit scoring models require dynamic credit models that consider past behavior.
与可使用静态信用评分模式的申请人评分不同，行为评分和利润评分需要使用动态信用评分模式，即要将过去的信贷行为纳入考虑范围。
Secondly, this paper looks at some theories about consumer credit and personal credit-scoring, and then Outlines the development of techniques applied in credit-scoring models.
第二章论述了消费信贷和个人信用评分的有关理论问题，以及关于个人信用评分模型的文献综述。
It's an important game and scoring against them gives you great credit with the fans and confidence in yourself.
这是一场重要比赛，对曼联进球会让你在球迷中获得很好的赞誉，给自己信心。
You have to give credit to Leyton Orient today. You could feel that it was about scoring the second goal or not making a defensive mistake and they took advantage of it.
你不得不表扬莱顿东方今天的表现、你没想到第二个进球一直没有来，防守又犯了一个错误，这就被他们抓住了机会。
You have to give credit to Leyton Orient today. You could feel that it was about scoring the second goal or not making a defensive mistake and they took advantage of it.
你不得不表扬莱顿东方今天的表现、你没想到第二个进球一直没有来，防守又犯了一个错误，这就被他们抓住了机会。
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