What are the benefits of hiring a "fee-only" financial planner?
聘用“只收费”理财规划师的好处是？
“It's the one-time expenses that kill a budget,” said Rick Kahler, a financial planner in Rapid City, S.D.
“这类一次性开支会耗尽整个预算，”南达科他州拉皮德城的理财规划师里克·卡勒（RickKahler）告诫道。
This happens more often than you think. For example, a friend is an incredibly successful financial planner.
比方说，一个朋友是位非常成功的财务规划师。
Almost any financial planner will say workers should use these plans to save money easily: often directly from their wages.
几乎所有财务规划师都会说，员工应该利用这些退休方案来更容易地存钱：往往直接从他们的工资中扣除。
Ted, a recent retiree, is talking to his financial planner Sally.
特德最近退休了，正在和他的财务顾问萨利谈话。
I am a economist, also an accountant and senior financial planner.
我是一个经济师、会计师、高级理财规划师。
If that doesn't work for you, seek the help of a broker or a financial planner.
如果这样对你没用，那就向经纪人或财务策划师寻求帮助。
One of the best ways to develop an effective asset allocation plan is to consult a qualified financial planner.
建立一个有效的资产配置计划，一个最好的方式就是去咨询有执照的财务顾问。
Brian Greenberg is a college financial planner, but on a recent morning he felt more like a marriage counselor.
BrianGreenberg是一个职业理财人，但是在最近的一个早上，他感觉自己更象一个婚姻顾问。
To be a financial planner you need a bachelor's degree, but higher degrees and certificates help increase chance of employment and increase in client base.
成为私人理财顾问要求具备学士学位，但是更高的学历或资格证会提高就业率和增加客户群体。
One is Mint, a free internet-based financial planner that lets users put information from several sources onto a single screen and then recommends suitable products.
Mint网便是一例，这是一家基于因特网的免费金融规划机构，它允许用户将来源多样的信息列在单一屏幕上，之后推荐合适的产品。
Like a savvy career counselor or financial planner, the right advisor can help you build a solid foundation as well as steer you through choppy waters once you open your doors.
正如经验丰富的职业顾问和财务策划师一样，一个合适的顾问可以帮助你打下牢固的基础，并且在公司开业后帮你度过困难。
"One of the quickest ways to take the financial temperature of a client is to track their balance sheet from year to year," said Walt Mozdzer, a financial planner in West Des Moines, Iowa.
爱荷华州西第蒙的金融顾问沃尔特莫兹德泽尔说，“衡量客户财务状况的其中一种最快捷的方法就是追踪每年的资产负债表。”
Bringing lunch to work, even two or three times a week, cuts down on food costs, said Susan M. Cooper, a certified financial planner and manager of the New York metro branch office of AXA Advisors.
AXAAdvisors纽约办公室的注册理财规划师、经理SusanM.Cooper建议大家至少每周两到三次自带便当上班。
And it should be no surprise that Software Engineer ranks No. 1, followed by Actuary, Human Resources Manager, Dental Hygienist and Financial Planner.
不出所料排名第一的是软件工程师。接下来的排名依次是：精算师、人力资源经理、洁牙师和理财规划师。
And it should be no surprise that Software Engineer ranks No. 1, followed by Actuary, Human Resources Manager, Dental Hygienist and Financial Planner.
不出所料排名第一的是软件工程师。接下来的排名依次是：精算师、人力资源经理、洁牙师和理财规划师。
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