Banks don't want to underwrite residential mortgage loans.
银行不想承接住宅按揭贷款业务。
That's about 9% of residential mortgage debt and about 6% of total indebtedness.
约9％的住宅抵押贷款债务和总负债的约6％。
Prudence in terms of residential mortgage-backed securitization, therefore, should be necessary.
因此，有必要审慎、渐进地推行住房抵押贷款证券化，切忌操之过急。
AIG had a vast business in credit default swaps and therefore a huge exposure to a residential mortgage crisis.
AIG经营者巨大的信用互换业务，因此在此次房屋次贷危机中面对巨大的风险。
Part two: the paper analyzed the impact that fluctuation of the market house price impose on residential mortgage.
第二部分分析了市场房价变动对个人住房抵押贷款市场风险的影响。
As the largest Promoting Residential Mortgage-backed Security market in the world, America's securitization is very experienced.
作为全球最大的住房抵押贷款市场美国，证券化的经验非常丰富。
As an effective means to stir up residential consumption, residential Mortgage Loan has been developed very quickly in recent years.
个人住房抵押贷款作为启动住房消费的有效措施之一，近年来已有了长足发展。
The result shows this model provides important guidelines to banks management on residential mortgage loans credit risk rating evaluation.
住房抵押贷款的风险等级评估是住房抵押贷款风险信用管理的重要内容。
We believe are: the unemployment rate, the wages trend. Those would be the key factor that would affect the residential mortgage performance.
我们相信，是失业率和工资波动趋势，这些才是影响房屋贷款的主要原因。
Residential mortgage-backed securities (RMBS), bundles of home loans that are spliced together and sold to investors, are being issued all the time in America.
一直以来，美国的住房抵押贷款支持证券(rmbs)都发行，这种证券就是把许多房屋贷款集合在一起打包出售给投资者。
Instead, he emphasized the slightly falling share of Fannie and Freddie's residential mortgage securitizations in the years 2004 to 2006 as the reason they were not responsible.
相反，他强调，2004到2006年，范尼梅和弗雷德马克的房产抵押证券份额的轻微降低是因为他们不负责任。
In the process of vigorously developing personal residential mortgage, alone with continuous expansion of the business, the existing problems and risks are gradually exposed.
在大力发展个人住房贷款业务过程中，随着规模的不断扩大，该项业务中存在的问题和风险也逐步暴露出来。
The instrument in question, structured and marketed by Goldman, was a synthetic collateralised debt obligation (CDO), whose performance was tied to that of residential mortgage-backed securities.
被质疑的工具是合成型抵押债务债券（CDO），由高盛设计和营销。 该债券的表现与住房抵押贷款支持证券（residential MBS）相关。
The professional's residential mortgage finance calculator provides fast answers to complicated questions, including Interest-Only Payments, Interest-Only Combo Loans and Interest-Only Qualifying.
专业的住宅抵押贷款计算器，提供快速的解答复杂的问题，包括利息在内，只有支付，利息仅组合贷款和利息，只有资格。
As the scale of personal residential mortgage is expanding, the risks faced by the Banks are enlarged and accumulated in different levels and the main systematic risks are more likely to outbreak.
个人抵押贷款规模扩大的同时，银行面临的风险都在不同程度的地积累和放大，银行的主要系统风险便面临集中爆发的可能性。
So you had 11 trillion of residential mortgage debt built on this theory that who was borrowing it, what their income was really wasn't that important because the house itself had to go up in price.
所以我们有 11 万亿住房按揭贷款建立在这种理论基础上，那些按揭人的实际收入变得不再重要，因为房子本身会不断增值。
In Saudi Arabia a long-awaited mortgage law is expected to kick start a residential boom.
沙特期盼已久的抵押贷款法被认为将打开住宅市场繁荣。
Strong labor demand, positive wage growth and declining mortgage rates are positive trends supportive of the residential property market going forward.
对于劳动力的强烈需求、工资的上涨以及抵押贷款利率的下降使得住宅地产市场开始增长。
Spain's residential-mortgage standards were fine, but the same could not be said of banks' lending to developers.
西班牙的住宅抵押贷款标准很好，然而银行借贷给开发商的情形就并非如此了。
The economists looked at a sample of mortgages in a huge data set that covers 60% of America's residential-mortgage market.
从涵盖了美国60%的住宅抵押市场庞大的数据库背景里，经济学家查看了一份抵押贷款案例。
It could have been worse: Spanish Banks have repossessed huge amounts of land that had not yet been built on, and residential-mortgage standards are rather conservative.
情况本来可能更坏，好在西班牙银行业已经收回了大量尚未动工建房的土地，且还过住宅按揭的标准也颇为保守。
They can afford to pay cash for commercial and residential property, which can greatly help struggling Banks, factories, and mortgage companies.
他们能够支付现金购买商业及住宅的物业，这能够极大地帮助陷入困境的银行、工厂，和抵押贷款的公司。
It also analyzes in detail the current situation and problems in policy-related residential credit business, residential accumulation fund and the housing mortgage loans.
对政策性住房信贷业务、住房公积金和商业性的个人住房抵押贷款的现状、问题进行较为详细的分析。
It also analyzes in detail the current situation and problems in policy-related residential credit business, residential accumulation fund and the housing mortgage loans.
对政策性住房信贷业务、住房公积金和商业性的个人住房抵押贷款的现状、问题进行较为详细的分析。
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