But in certain countries (including the United States), a reverse mortgage must be the only mortgage on the property.
但在某些国家(包括美国)，反向抵押贷款，必须是唯一的财产抵押。
Reverse mortgage (RM) is the most successful product of the home equity conversion (HEC), mainly designed for the elderly people.
反向抵押贷款是最成功的住房资产转换模式，主要为有住房所有权的老年人设计。
In a reverse mortgage, the home owner makes no payments and all interest is added to the lien on the property.
在反向抵押贷款，家庭主人不付款和所有感兴趣的是增加了留置权的财产。
Against our country "old but not rich" condition, the introduction of reverse mortgage which is an exotic is inevitable.
针对我国“未富先老”的状况，引入倒按揭这一舶来业务势在必行。
When they do retire, more workers should exploit their housing wealth, either via a reverse mortgage (trading equity in their home for an income) or by moving to a smaller place.
等到他们真正退休时，有较多的人需要动用他们的房产，要么进行反向抵押贷款（抵押房子获取收入）要么就换小一点的房子。
Subsequently the author demonstrates the comparative advantage for construction of the reverse mortgage system under alienation guarantee theory.
进而论证了以让与担保理论构建倒按揭制度的比较优势。
This article mainly analyzed the (implementation) of the housing reverse mortgage loan in our country.
本文就住房反向抵押贷款在我国的推行进行了分析。
But if you opt for a reverse mortgage, there some very important things you need to know.
但如果你选择了逆，有一些非常重要的事情，你要知道。
Reverse mortgage, which is another effective way to avert the old age crisis, has achieved a great success in America.
作为避免老龄化危机的有效途径，反向抵押贷款在美国取得了巨大的成功。
If a "reverse mortgage" to live this fixed assets can now become our most important security life of older residents of a way out.
如果以“反向抵押贷款”用活这笔固定资产，完全可以成为目前我国大部分老年居民建立寿险保障的重要出路。
Because the principal amount of a reverse mortgage cannot be determined until after you no longer live at the property, neither can the maturity date of the loan.
因为本金逆按揭无法确定后才不再住在你的财产，也不能对贷款到期日。
This paper not only analyses the necessity and the feasibility for carrying out the reverse mortgage, but also points out its existing risks.
文章分析了在我国实施反向抵押贷款的必要性和可行性，并指出了存在的风险。
As home prices in China soared, Mr. Meng began studying the reverse mortgage systems in countries such as the Netherlands and the United States.
随着中国房价飙升，孟晓苏开始研究荷兰和美国等国家的反向抵押贷款制度。
Reverse mortgage originated from USA, and is developed fast in recent years, absorbing more people's attention.
反抵押贷款最早起源于美国，最近几年在全世界得到了飞速发展，引起了越来越多人的关注。
Then it focuses on discussing the organization mode of reverse mortgage in China and the pricing problem.
然后重点讨论了我国住房反向抵押贷款组织模式和产品定价问题。
To qualify for a reverse mortgage in the United States, the borrower must be at least 62 years of age.
要符合反向抵押贷款在美国，借款人必须至少62岁。
The author believes in, with our country reverse mortgage product debuting, a new finance service business and marketplace will be born in future.
笔者相信，随着我国住房反向抵押贷款产品的推出，将会催生一个新的金融服务业务和市场。
Since the rise of reverse mortgage is not long, and carried out in China is not completely open to, this trip to do an academic discussion of reverse mortgages in a series of pricing theory.
由于反向抵押贷款兴起时间不长，并且在中国并没有完全开展开来，本文旨在做一个学术行的讨论，在反向抵押贷款定价上进行一系列的理论研究。
It has benefited many seniors in your situation and a reverse mortgage can help you too.
有许多老人受益情况和你可以帮你过一个逆。
Especially in today's economy diversified, variable increase in interest rates were studied under the reverse mortgage has more significance.
尤其是在当今经济形式多样，变数增加，随机利率的条件下，研究反向抵押贷款，具有更为重要的意义。
A reverse mortgage is analogous to an annuity where the principal and interest are paid with homeowner's equity.
逆按揭类似于年金的本金和利息的支付与房主的股权。
Pricing is the key of implementing the reverse mortgage. Price fluctuations of the property and the risk followed is one of the basic elements of reverse mortgage pricing.
定价是反向抵押贷款能否顺利推行的关键，房产价值及因价值波动而引致的风险，是反向抵押贷款产品定价的基本要素之一。
The development of reverse mortgage in commercial Banks can increase the new service type, expand the market and obtain more profits space.
商业银行开展倒按揭业务，可以增加新的业务种类，拓展市场，获取更多利润空间。
Reverse mortgage is a new type of financial tool, it focuses on converting illiquid asset in to liquid asset and improving the elders' life quality.
反抵押贷款作为一种新型的金融工具，主要作用在于将不动产转化为流动资产，从而改善老年人的生活质量。
This paper mainly studies the measurement and control of interest rate risk in reverse mortgage.
本文主要对反向抵押贷款中利率风险的度量及防范进行了研究。
Then introduce several major theoretical foundation on the reverse mortgage housing loans;
接着介绍了住房反向抵押贷款的几种主要理论基础；
Then introduce several major theoretical foundation on the reverse mortgage housing loans;
接着介绍了住房反向抵押贷款的几种主要理论基础；
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