That makes sense—the loan is secured by a tangible asset that will retain some value if the borrower defaults—but it can also lead to overlending.
这其中确有道理，贷款是以某种一旦借款方违约，仍将保留部分价值的有形资产作为担保，不过它也可能导致过度放贷。
The author thinks the enterprise is an aggregation of all kinds of resources, so we can research the intangible asset as the enterprise resources system corresponding to the tangible asset.
本文认为企业就是各种资源的集合体，并由此出发，将无形资产作为一个与有形资产对应的企业资源系统进行研究。
The author thinks the enterprise is an aggregation of all kinds of resources, so we can research the intangible asset as the enterprise resources system corresponding to the tangible asset.
本文认为企业就是各种资源的集合体，并由此出发，将无形资产作为一个与有形资产对应的企业资源系统进行研究。
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