The study on the credit risk management of commercial bank is major studying topic in financial area.
商业银行信用风险研究是金融领域一个重要研究课题。
Commercial Banks bear the credit risk management, so how to prevent and resolve the credit risk has become issue.
商业银行在经营中承担着越来越高的信用风险,如何防范与化解信用风险已经成为我国业界讨论的热点问题。
The structure of the paper is as follows : the preface explains the importance to the business bank of the credit risk management ;
论文内容结构如下:前言。阐述了信用风险管理对商业银行的重要性; 介绍了论文的选题动机、工作重点、研究目的及主要内容。
It is in this context of times that the paper studies the credit risk evaluation, which is the fundamental factor in the credit risk management.
正是在这种时代背景下,本文对作为信用风险管理基础环节的信用风险评估进行了研究。
It is a senseful study on the credit risk management of the national bond. It will catch the attention of people to the potential national credit risk.
对国债信用风险的研究是一个十分有意义的课题,它将唤醒人们对潜在的国家信用风险的重视。
At present, the credit risk management strategy of credit card business for foreign Banks has evolved from simply "preventing risk" to "maximizing profit".
与国际先进的信用卡业务的信用风险管理体系相比,我国商业银行信用卡业务的信用风险管理体系存在着很大差距。
The purpose of my thesis is to find out the suitable credit risk measurement model in our country, which can improve the credit risk management level of our banks.
本文研究的主旨在于通过分析和比较现代信用风险度量模型,试图找出适合我国实际的信用风险模型,以提高我国银行业的竞争力。
In this thesis, we will study the credit spread in order to understand the credit risk of corporate bonds, and to promote the credit risk management in the bond market.
本文通过研究企业债券的信用价差,来认识企业债的信用风险,有利于债券市场信用风险的管理。
The research on the credit risk management of commercial bank can guarantee security, control the credit risk effectively with a minimum loss and take preventive measures.
对商业银行信贷风险管理的研究,可以保障银行的经营安全,以最小的损失来获得控制信贷风险的最佳效果,防患于未然。
Supervisory expectations for the credit risk management approach used by individual Banks should be commensurate with the scope and sophistication of the bank's activities.
监管预期的信用风险管理方法的由个人银行应该伴随的范围和成熟的活动。
The core of risk theory that modern commercial bank's core competencies is the credit risk management capabilities, a bank's core values, and also the bank's risk management focus.
核心风险理论认为现代商业银行的核心能力就是信用风险管理能力,是银行的核心价值所在,也是银行风险管理重点。
The theoretical research, practical applications and regulation standardization in operational risk management lag far behind the credit risk management and market risk management.
对于操作风险管理的理论研究、制度规范、实际应用等远远落后于信用风险和市场风险管理。
When the bank carries on the credit risk management, absolutely lose is not a must prevent, while the margin of fluctuation and the control loses are the things that must be limited.
银行在进行信用风险管理中,不是要绝对地防止失信风险损失,而是要限制损失的绝对数额和控制损失的波动幅度。
This paper firstly introduces the traditional methods and measurement means of the credit risk management, and then points out their shortcomings, paving the way to the credit derivatives.
本文首先介绍了信用风险管理的传统方法、度量手段及影响,然后指出其不足之处并引出信用衍生产品。
Though this paper is limited to some study conditions, hopefully it can be of some help to enhancing the credit risk management and evaluation efforts for Chinese foreign trade enterprises.
尽管本论文受到一些研究条件限制,但仍希望对改善我国外贸企业信用风险管理与评估工作有所裨益。
Finally, based on the economical capital credit risk management methods to design our country commercial bank's credit risk management flow, proposed the credit risk management flow renovation.
最后,依据基于经济资本的信用风险管理方法设计我国商业银行的信用风险管理流程,提出信用风险管理流程再造的具体意见。
How to draw lessons from the credit risk management method of the advanced Banks, promote the management level of loan credit risk of the city commercial Banks, is a arduous mission that we face.
如何借鉴国际银行界先进的信用风险管理方法并运用于我国城市商业银行的风险管理,提升我国城市商业银行的贷款信用风险管理水平,是我们面临的艰巨任务。
For bank the credit risk management have two aspects. One is to manage the default of single borrowers and the other is to manage risk of the whole bank, which takes lots of loan as one portfolio.
对银行来讲,信用风险管理有两个层次,第一个层次是对单个贷款者的违约风险管理,第二个层次是整个银行的经营风险管理,把诸多的笔贷款看成一个组合。
Investment Banks are now paying for that opacity, even though their management of risk has improved since the last credit crisis in 1998.
尽管在1998年信用危机后其风险管理的水平已经得到提升,投资银行还是为他们现在的不透明性付出了代价。
The 12-credit core includes courses on valuation and derivatives, while electives cover financial restructuring and risk management.
12学分的核心课程包括股价估值和衍生物品种,同时选修课包括金融结构和风险管理。
But the basics of credit-risk management have been reinforced rather than overturned.
但信用风险管理(credit -risk management)的基础不仅未被颠覆,反而得到了加强。
Due to all kinds of reasons, the loans credit risk management system exists many defects in the above mentioned Banks, they are affected obviously to the loans credit risk against with control.
由于种种原因,我国国有商业银行贷款信用风险管理制度存在着诸多缺陷,明显影响了银行对贷款信用风险的防范和控制。
The commercial bank itself undertakes various types risk in the operation, including credit risk, interest rate risk, fluid risk, management risk, capital risk and policy risk and so on.
商业银行在运营中本身承担着各种类型的风险,包括信用风险、利率风险、流动性风险、管理风险、资本风险和政策风险等。
How to strengthen the management on this aspect. reduce credit risk must attract people's enough attention.
如何加强赊销管理,降低信用风险问题不能不引起人们足够的重视。
So enforcing the system of credit risk management to reduce the amount of bad assets is the four state-owned commercial Banks' main work, and also ensures to reduce our country's financial risks.
因此,加强和完善信贷风险管理,切实降低不良资产,是四大国有商业银行今后几年工作的重点,也是我国有效降低金融风险的重要保障。
So enforcing the system of credit risk management to reduce the amount of bad assets is the four state-owned commercial Banks' main work, and also ensures to reduce our country's financial risks.
因此,加强和完善信贷风险管理,切实降低不良资产,是四大国有商业银行今后几年工作的重点,也是我国有效降低金融风险的重要保障。
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