保险人的代位求偿权

The insurer's right of subrogation

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1
海上保险代位求偿权是保险人的一项法定权利。
The right of subrogation in marine insurance for the insurer is given by law.
2
代位求偿权是海上保险中保险人的一项重要法定权利。
The right of subrogation is an important statutory right of underwriter in maritime insurance.
3
保险人只有在一定的条件下才能行使代位求偿权：第三人对保险标的的损害负有赔偿责任，而且保险人已为保险金给付。
The insurer can exercise subrogation right only under the condition that the third party is responsible for the loss and the insurer has paid for the loss.

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