可疑贷款

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doubtful loan
4、可疑贷款（doubtful loan）：借款人无法足额偿还贷款本息，即使执行担保，也肯定要造成较大损失。
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doubtful assets
...M)：要求0％的损失准备金，但保持紧密关注；次级贷款(SubstandardAssets)：要求20％的损失准备金； 可疑贷款(Doubtful Assets )：要求50％的损失准备金；损失贷款(Loss Assets )：要求100％的损失准备金。

短语

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例如，银行贷款批准流程可能需要资深贷款专家对可疑贷款申请进行评估。
For example, a bank loan approval process might require an experienced loan specialist to evaluate borderline loan applications.
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就在住房通货膨胀水平最高的那几年，房利美和房地美被退到一边；他们很晚才借助这个可疑的贷款，而其主要意图是要回复市场份额。
During the peak years of housing inflation, Fannie and Freddie were pushed to the sidelines; they only got into dubious lending late in the game, as they tried to regain market share.
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文章指出美联储拒绝公布数以万亿计美元紧急贷款的受助人名单和央行作为抵押品接受的可疑资产名单。
The story pointed out that the Fed was refusing to identify the recipients of trillions of dollars in emergency loans or the dubious assets the central bank was accepting as collateral.

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