In places like the Congo, cell phones are being used to transfer money around the country, completing circumventing the banking system as well as the more traditional money transfer.
2
菲律宾有大约八百万人在海外：他们的汇款约占国内总产量的十分之一。
The Philippines has some 8m people abroad: their remittances provide about a tenth of total domestic output.
3
这些汇款既不属于国内需求，也不属于国内供给，更象是流入资本。
These remittances do not reflect domestic demand or supply, but are more like a capital inflow.
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