de facto rise of 20%-25%in consideration of the actual home loan interest rate which was adjusted to 10%-15% below the benchmark interest rate by most banks in the past.
3
对于届时有不良信用的客户,贷款利率将调整为期限基准利率或根据借款人风险状况进行一定幅度的上浮。
For when a bad credit customers for the duration of the benchmark lending rate will adjust interest rates or risk borrowers under certain conditions the rate broke surface.