Now, Huipe is thinking about dropping out of school and postponing his studies in biochemisty in order to work and save money, and maybe move back in with his parents.

But surveys find that consumers are planning to spend only somewhere between 20% and 40% of the rebate. The rest will go towards paying down debt or into savings accounts.

To solve it the potential entrants are considering how to issue other types of shares known as depository receipts-but that is complicated by Chellona's trading and capital restrictions.