BoA ran up record losses and became a magnet for litigation after its purchase of Countrywide, once the US's largest sub-prime home loan firm.
2
人们存在经常账户的钱实际上就是给银行的贷款,而银行又用它们为其他家庭和公司提供信贷服务。
The money that people deposit in their current accounts is itself a loan to the bank, which USES it to provide credit to other households and companies.