惜贷

惜贷

简明

1
stint loans
惜贷；

专业释义

1
经济学
- credit reluctance
  “Credit reluctance”to SMEs is common phenomenon that exists in commercial banks of China. It has limited the development of both SMEs and bank service.
  我国商业银行对中小企业存在明显的“惜贷”现象,一方面制约了中小企业的发展,另一方面也约束了银行业务的发展。
- stint loans

双语例句

1
近几周来，各银行惜贷及慎贷压力正逐步升级。
Pressure on Banks to exercise more parsimony and caution has escalated in recent weeks.
2
正是银行的惜贷使得这个英国最大的典当公司的利润增长了47%。
That reluctance by banks to lend has helped earn the UK's biggest pawnbroker a 47 per centrise in profits.
3
那只会进一步压低资产价格，从而导致更多的惜贷、破产和银行失败。
That, in turn, merely drove down prices further, leading to more credit rationing, bankruptcies, and bank failures.

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百科

惜贷
惜贷是指商业银行在“三有一符”（即有放贷能力、有放贷对象、借款人有贷款需求、符合申请贷款条件）情况下，不愿发放贷款的一种经营行为。就在中国而言，这是由于中国社会信用记录不完善所引起的。

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