农户联保贷款是农村信用合作社为提高自身的信贷服务水平，进一步满足社区居民的信贷资金需求而推出的贷款新形式。

UNPROFOR farmers loans in rural credit cooperatives is to improve their credit services, community residents is to meet the credit demand for funds launched by the new form of loans.

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其他产品可以有存款、汇款等各类银行业务。目前的农户信用贷款和联保贷款余额规模为3千多亿元，据说有7千万农户。

Now credit loans and group guarantee loans have reached the outstanding balance of over 300 billion yuan with 70 million farm clients.

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网络联保信贷是银行与网商合作开发的一种贷款模式，但我国绝大部分城市至今没有开展这项业务。

The network joint guarantee credit is a mode of loan which is cooperative developed by both banks and web merchants.

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