But the risk that the recent homeward flow of bank assets will ossify into a less efficient, less flexible cross-border banking system is real and growing.

然而，最近银行资产向母国回流的趋势正在朝低效、僵化的跨国银行系统越滑越深，这一风险是实实在在的，而且在不断加大。

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And there is much more to be done, it suggests, involving cross-border banking, disclosure requirements, indices of systemic risk and international co-operation.

ECONOMIST: World economy

But the risk that the recent homeward flow of bank assets will ossify into a less efficient, less flexible cross-border banking system is real and growing.

ECONOMIST: Globalisation under strain: Homeward bound | The

Partly as a result of the Iceland fiasco, the British government has written to the European Commission seeking urgent consideration of improvements to legislation of cross-border banking in the EEA, including better ways of protecting depositors in branches of foreign banks.

ECONOMIST: Iceland