阶段 E 的目的是阐明目标架构所表现出的机会，并概述可能的解决方案。

The purpose of Phase E is to clarify the opportunities presented by the target architectures and to outline the potential solutions.

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下一个我们所要关注的是阐明目标进行债务合并的借款者(目前占贷款总数的78%)是否在DT I上与其他借款者表象相当。

Next we looked at whether borrowers with a stated purpose of debt consolidation (78% of current loan volume) have similar performance by DTI as all other borrowers.

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