第二，中国的在线支付系统，电子支付平台和信用卡的使用等，都还未能像国外发达国家那样成熟。

Secondly, China 's online payment system, the popularity of e-commerce and the use of credit cards are not as established as in developed countries.

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然而，移动商务的应用程序开发只是其中的一部分，移动电子商务若想成功，还需要建立起一系列的手机支付平台。

However, developing m-commerce applications is only one part of the equation. For mobile e-commerce to be successful, we'll need to adopt a number of mobile payment platforms too.

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一卡通系统是数字化校园建设的基础数据平台，具有电子支付和身份识别功能。

One cartoon system is the basis data platform that digitization campus builds, has electron payment and dignity distinguishing a function.

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