Loan growth is wilting and a survey by the European Central Bank (ECB) suggests that lending conditions are becoming stricter.

贷款增长低迷，欧洲央行调查显示，放贷的条件也日趋严格。

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In Britain, a survey for the bank of England (BoE) at about the same time showed an increased willingness by Banks to lend to companies (even if they were holding back on lending to households).

在英国，同时期内对英国银行的调查表明，银行为公司提供贷款的意愿增加了(尽管他们仍然不愿意提供给家庭贷款)。

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Through the survey of the banks, we study the accounting information and non-financial information used in the bank lending process.

本项工作通过问卷调查的方式， 了解银行授信过程中会计信息的应用情况及银行对非财务信息的使用情况。

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This was also reflected in the ECB's Bank Lending Survey, which showed that of all the major eurozone economies, only Germany's saw a notable increase in lending, driven largely by new mortgages.

BBC: Spain's recession worsens in the fourth quarter

Loan growth is wilting and a survey by the European Central Bank (ECB) suggests that lending conditions are becoming stricter.

ECONOMIST: The euro-area economy

The Bank of England's Credit Conditions Survey found that the Funding for Lending Scheme, launched at the start of August 2012, was now helping to increase the flow of money to borrowers.

BBC: Mortgage funds to rise significantly, Bank of England says