Complexity can however be used as one of many reasons for doing nothing, moving too slowly to change or not fully including those who use and depend on services.

BBC: primary school pupils in classroom

To some extent, cross-border cash management used to be a challenge for treasurers of multinationals doing business in China.

WSJ: Business Asia: The Quietly International Yuan

Also imagine what compliance with these regulations is doing to our legal system, which used to be a competitive advantage for U.S. businesses worldwide.

FORBES: Jobs Sputter as Laws and Regulators Go Wild