In a sign that Banks have become less wary of lending to one another, the London interbank offered rate, a benchmark interest rate for many dollar loans, has fallen sharply over the past two weeks.

银行贷款更为谨慎的一个符号就是伦敦银行同业拆放利率，作为很多美元贷款的利率基准，在过去两周急剧的下降。

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According to regulations, small loans can not exceed the bank interest rate of 4 times the benchmark rate.

按照规定，小额贷款的利率不能超过银行基准利率的4倍。

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China's benchmark lending rate is at an all-time low of 4.35 per cent for one-year loans, and interest rate deregulation has forced lenders to compete on deposit and loan pricing.

中国的基准贷款利率正处于历史最低点，一年期贷款利率为4.35%；同时利率市场化迫使银行在存款和贷款的定价上展开竞争。

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