Risk assessment is an essential step of loan or insurance underwriting processes, and the risk grade calculation operation usually lends itself very naturally to a business rule based implementation.

风险评估是贷款或保险承保流程必不可少的一步，且风险等级计算操作通常有助于基于业务规则的实现。

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Its business was selling insurance and, when it saw a seriously mispriced risk, it went to town insuring it, in the belief that diversifying risk reduces it.

它的业务是出售保险，在发现定价严重错误的风险时积极承保，相信将风险多样化可以减低风险。

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Yucho and Kampo plan to enter higher-yielding lines of business such as housing loans and new types of insurance, but the civil servants who work there have little experience in evaluating risk.

邮政储蓄银行和邮政寿险局计划向诸如房贷或是新类型保险的高收益业务进军，但是其工作人员对此类业务却并不熟悉。

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Improved business results through integration of risk and core insurance processes and the alignment of processes and systems.

FORBES: Analytics May Help Insurers Confront New Risk Environment

Previously the company axed higher-risk auto insurance, ditched most non-North American insurance business and converted employee-agents into independent contractors responsible for their own benefits.

FORBES: Good Hands, Iron Fist

Although it agreed to sell the business far below its valuation on the books, KB Financial's non-executive directors opposed the deal, citing an "unclear outlook for the domestic life-insurance business, the need for tighter risk management, " and a high price.

WSJ: Potential Buyers Emerge for ING's Korean Life Arm