Countries could consider creating an affordable non-contributory scheme.

各国可以考虑创建负担得起的非缴费计划。

youdao

In the meantime until pension coverage expands, countries could consider creating an affordable non-contributory scheme (zero pillar) to provide for the vulnerable elderly.

同时，在养老金覆盖面扩大之前，各国可以考虑建立一种可负担的非缴费方案(零支柱)，同它来供养脆弱的老年人。

youdao

And a fund must be built up to help those without a contributory scheme.

ECONOMIST: A falling birth rate, and what it means