During the credit bubble, the huge, global, U.S.-based investment banks-citigroup, Lehman, bank of america-strutted around the slopes, their egos and balance sheets swollen.

在信用泡沫期间，包括花旗李曼兄弟美洲银行在内的总部在美国的超级全球性投资银行，到处横行趾高气扬，自负之心和账面盈余不断膨胀。

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The other was external debt: either a bank loan or a credit-card balance.

另外一个就是外部借贷，例如银行贷款或者是信用卡余额。

youdao

The otherwas external debt: either a bank loan or a credit-card balance.

另外一个就是外部借贷，例如银行贷款或者是信用卡余额。

youdao

The cash took the form of either banknotes or a credit balance at the Federal Reserve bank that held the collateral.

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Shadow banking includes lending by nonbank institutions such as trusts, which are lightly regulated investment companies, as well as forms of bank credit that are kept off official balance sheets.

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Similarly, I want to encourage you to think about expenditures in the context of the income that your investments can produce as opposed to the size of your bank balance (or your credit limit).

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