First Premier Bank used to charge customers with poor credit as much as $250 in fees to open a credit card that had a $300 limit.

First Premier Bank过去向低信用客户收取250美元的开卡费用，这种信用卡的信用额度为300美元。

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Fairbanks' innovative instincts will be tested because many of his clients have the kind of smaller credit lines that used to incur late fees and over-limit fees that will now be limited.

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